Inherited a Home with a Reverse Mortgage? We Can Help.
Expert Guidance, Strategic Options, and Real Solutions for Heirs. Enter Your Property Address for a Cost-Free Heir Evaluation or call 800-800-5032.
Free Heir Evaluation
What We Do
At Reverse Home Solutions, we specialize in helping heirs navigate the complex process of inheriting a home with a reverse mortgage. With decades of real estate expertise, we provide exclusive strategies to liquidate, keep, or buy out these properties — even when options seem limited.
About Us
Reverse Home Solutions is proudly powered by Residential Equity Partners, its parent company and strategic backbone. With over 11 years in business and more than 8 years of A+ accreditation with the Better Business Bureau, Residential Equity Partners has negotiated in excess of $1 billion in mortgage debt on behalf of homeowners and heirs. Their experienced team, proven track record, and trusted industry relationships form the foundation of everything we do. All of the resources, partners, and expertise behind Residential Equity Partners support and strengthen the mission of Reverse Home Solutions — providing heirs with clear options, powerful strategies, and real results when dealing with reverse mortgage properties.
Our Mission
To empower heirs with customized solutions that maximize value, minimize stress and create the best possible outcome to honor family legacies.
Myths vs. Truths
MYTH
TRUTH
1
The bank owns the home.
The homeowner still owns the property. Upon their passing, the home passes to their heirs — the bank simply holds a lien.
2
There’s no equity left.
Every reverse mortgage is different. There may still be equity depending on property value and loan balance — we help you find out.
3
Heirs are responsible for the reverse mortgage debt.
Heirs are never personally responsible for the debt. The loan is secured by the home itself only.
4
You must go through lengthy and expensive probate and Surrogate’s Court proceedings.
In most cases, this is not required. With our team and title company partners, we can often resolve and transfer property ownership quickly and efficiently, avoiding costly delays.
5
All Reverse mortgages are non-negotiable, and a settlement for a reduced amount cannot be reached.
Most Reverse mortgages are negotiable. With the right strategy and an experienced team — including attorneys and real estate professionals, — it’s possible to secure a principal reduction. Whether the goal is to keep the home or sell it, working with Reverse Home Solutions can make all the difference in maximizing results.
Understanding Homes with Reverse Mortgages
What is a Reverse Mortgage?
A reverse mortgage is a loan available to homeowners aged 62 or older, allowing them to convert part of the home’s equity into cash. When the borrower passes away, the loan becomes due — but the bank does not own the home.
Get a FREE Reverse Home Heir Evaluation
How We Can Help
Reverse Home Solutions HEIR Evaluation
Our proprietary HEIR Evaluation — designed specifically for heirs who have inherited a home with a reverse mortgage — is a fast, free, and highly informative tool to help you make the best possible decision. We start by identifying exactly what’s owed on the reverse mortgage. Then, we provide a side-by-side comparison of what the home is worth in its current condition for an all-cash offer, its value with necessary repairs, and its fully renovated market value. We break down what you can expect to walk away with in each scenario, so you have total clarity. Most importantly, we guide you on whether it makes sense to pursue lender negotiations for a reduced payoff — giving you the opportunity to either keep the property or sell it for maximum value. It’s all about giving heirs the clarity, direction, and leverage they need — at no cost, and with no obligation.
Lender Incentives!
What many heirs don’t realize is that reverse mortgage lenders will often offer financial incentives — sometimes tens of thousands of dollars — to encourage heirs to cooperate with the resolution of the loan. Whether it’s through a deed-in-lieu of foreclosure, selling the property to pay off the loan, or transferring the deed to facilitate a faster process, lenders are frequently willing to pay heirs to help move things forward. These incentives are real and negotiable, and in many cases, they can be the key to turning a difficult situation into an opportunity. At Reverse Home Solutions, we help identify and negotiate these offers with our in house retained legal team so heirs can take full advantage of what’s available at the very beginning of the process.
Waive Probate and Eliminate Surrogate’s Court
In many cases, heirs can avoid the long and costly process of probate or Surrogate’s Court entirely. Based on the laws of intestacy and the specific circumstances of the estate, a probate waiver may be available — allowing for a faster, smoother transfer of ownership. This not only reduces stress and legal complexity but also saves significant time and money. At Reverse Home Solutions, we work closely with title companies and our legal partners to determine if a waiver is possible and to move the process forward efficiently. Whether your goal is to liquidate and sell the property or pay off the reverse loan and keep the home, waiving probate can be a smart, strategic first step.
Pre-Probate Cash Advance
Through our strategic partnership with Probate Advance, Reverse Home Solutions offers heirs access to fast, reliable cash advances while waiting for the inheritance process to be completed. Instead of taking out a traditional probate or estate loan, heirs can receive an inheritance buyout — converting a portion of their future inheritance into immediate cash. This service helps cover expenses and eliminate delays during the probate timeline, without the stress of monthly payments or long approval processes. Our partnership ensures heirs avoid unreliable sources or inheritance scams by working with a trusted, top-tier inheritance funding provider.
The Ultimate Quick Cash Sale—Sell Once. Get Paid Twice.
Through our exclusive partnership with MaxOut Homes, Reverse Home Solutions offers heirs a unique opportunity to unlock maximum value from inherited properties with reverse mortgages. Max Out Homes specializes in providing heirs with a quick, all-cash sale — but with a powerful twist: heirs can sell the home once and get paid twice. This innovative program allows heirs to receive an initial cash payout at closing, and a second payout once the home is improved and resold on the open market. Backed by decades of real estate experience, Max Out Homes maximizes potential and eliminates hassle, turning inherited properties into smart, stress-free financial wins.
Fix It and List It!
Through our partnership with Century 21 Realty Specialists, Reverse Home Solutions offers heirs access to the Fix-It & List-It program — a turnkey solution designed to maximize a property’s value before it hits the market. We advance the funds needed for repairs and cosmetic improvements, using our own team of licensed and insured contractors. We manage and supervise the entire renovation process from start to finish, making it simple and hassle-free for heirs. Once the work is complete, the property is professionally listed and marketed to sell for top dollar — and we’re repaid directly at closing. No upfront costs. No stress. Just more money in your pocket.
Keep the Home, Pay Off Less!
At Reverse Home Solutions, we work closely with heirs who want to keep the family home — even when it comes with the complications of a reverse mortgage. Through our in-house legal team and specialized lender negotiation strategies, we help heirs pursue discounted payoffs that are often significantly less than the full balance owed. This means you may be able to retain ownership of the property at a fraction of the cost, without the stress or delays of trying to navigate the process alone. From title clearance to payoff settlement and everything in between, we handle it all — so you can focus on keeping the home where your family’s story began.
Deed In Lieu of Foreclosure
When heirs inherit a home with a reverse mortgage, the clock can start ticking fast — but foreclosure isn’t the only path. At Reverse Home Solutions, we help heirs avoid the stress and long-term consequences of foreclosure by facilitating a Deed In Lieu of Foreclosure — a voluntary, lender-approved process that allows you to quickly liquidate the property and, in many cases, receive tens of thousands of dollars in cash incentives from the lender. Best of all, our in-house legal team handles the entire process — at no cost to you. That’s right: our legal services are paid by the bank as part of the transaction, so heirs get expert support and full representation without spending a dime. It’s a smart, stress-free solution that turns a potential loss into a financial win.
Legal Support, In-House and On Your Side
One of the greatest advantages of working with Reverse Home Solutions is access to our in-house, retained law firm — a dedicated legal team that works exclusively on behalf of our clients. Whether it’s securing probate waivers, negotiating discounted payoffs with reverse mortgage lenders, resolving title issues, or navigating any legal complexities related to inheriting a property with a reverse mortgage, our attorneys handle it all. This seamless legal support ensures every detail is covered, every right is protected, and every opportunity for a better outcome is explored — all under one roof, and all focused on your best interest.
Success Stories
Portfolio Liquidation
Turnkey Residential Asset Liquidation for Portfolio and Asset Managers
At Reverse Home Solutions, our Asset Manager Division delivers a complete, turnkey solution for institutional and private asset managers looking to quickly and profitably liquidate residential real estate assets—no matter how complex the challenge.
With over 11 years of experience, we specialize in resolving the unique issues that often delay or derail residential asset dispositions. From inherited properties with reverse mortgages to encumbered titles and uncooperative occupants, our team is built to handle it all—efficiently and profitably.
A Fully Integrated Ecosystem—Built for Action
Our division operates as a self-contained ecosystem, eliminating the need for multiple vendors or outsourced coordination. We provide:
- Homeowner Outreach Division – A full-time team of experienced researchers, outbound callers, door knockers, and relocation specialists works to locate and engage property occupants or heirs, delivering resolution-focused communication from first contact to final outcome.
- On-Site Legal Support – Our retained law firm is embedded within our operations and is actively involved in title clearance, lien resolution, probate alternatives (such as heirship affidavits and waivers), and deed fraud mitigation.
- Custom Liquidation Strategies – We tailor exit strategies to each asset, negotiating other relevant lien payoffs, managing inherited property complications, and orchestrating investor-ready resolutions to maximize recovery and reduce time-to-close.
- High-Speed Execution – Our systems are optimized for speed and accuracy, with coordinated internal workflows and compliance checkpoints designed to move even the most problematic assets through resolution and resale with minimal friction.
Why Asset Managers Rely on Us
Reverse Home Solutions understands the pressures portfolio managers face—non-performing loans, time-sensitive liquidations, and compliance requirements. That’s why asset managers count on our proven ability to deliver:
Faster Liquidations
Higher Net Recoveries
End-to-End Coordination
Clear, Actionable Reporting
Whether you’re managing a handful of distressed assets or a large-scale residential portfolio, our Asset Manager Division is your on-call operations partner—focused on results, accountability, and protecting your bottom line.
Contact Us
Questions? Let’s Talk About Your Options.
We respond within 24 hours. Confidential and pressure-free.